Financing
Your Dream Project, Flexible Payments
A new deck, siding replacement, or kitchen remodel shouldn’t wait because of upfront cost. We offer straightforward financing with competitive rates — so you can build now and pay over time.
How It Works
Simple, Fast, Transparent
No hidden fees, no prepayment penalties, and no pressure — just a straightforward way to finance your project.
Apply in Minutes
Fill out a short application online or over the phone. No obligation — it just lets you see what you qualify for.
Get a Fast Decision
Most applicants hear back same-day. Once approved, you'll know exactly what your monthly payment would be.
Choose Your Terms
Pick the plan that fits your budget — flexible terms from 12 to 120 months with competitive rates.
Start Building
Funds are available right away. We schedule your project and get to work — no waiting, no delays.
Thank You for Your Service
Special Discounts
We’re proud to offer savings to the people who serve our communities and our country. Just let us know when you call — we’ll apply the discount to your estimate.
Why Finance
Invest in Your Home Without the Wait
A quality deck or home improvement pays for itself — in resale value, in daily enjoyment, and in the peace of mind that comes from doing it right. Financing lets you start now instead of putting it off.
No need to drain savings — keep your cash for emergencies
Lock in today's material prices instead of waiting and paying more later
Start enjoying your new deck, porch, or kitchen this season — not next year
Fixed rates and fixed monthly payments — no surprises on your bill
Competitive rates through our lending partners — often lower than credit cards
FAQ
Common Questions
What credit score do I need?+
We work with multiple lending partners so we can find options for a wide range of credit profiles. Most homeowners qualify — the best way to find out is to apply. It's a soft check that won't affect your score.
Is there a minimum or maximum project size?+
Financing is available for projects starting around $2,500 up to $100,000+. Whether it's a deck repair or a full home renovation, we can work with you.
Are there any hidden fees?+
No. No application fees, no prepayment penalties, no balloon payments. You'll see the full cost — principal, interest, monthly payment — before you sign anything.
Can I combine financing with a cash down payment?+
Absolutely. Many homeowners pay a portion upfront and finance the rest to keep monthly payments exactly where they want them.
How fast can I get approved?+
Most applications are processed same-day. Once approved, funds are available immediately — we can often start your project the following week.
What can I use financing for?+
Any of our services — custom decks, Trex decking, siding, roofing, remodeling, landscaping, fencing, flooring, painting, and plumbing. If we build it, you can finance it.
Ready to Get Started?
Let’s Talk Options
We’ll walk you through the numbers — what your project costs, what financing looks like, and what your monthly payment would be. All in plain English, no fine print to decode.